Social Security research paper

The struggle to compensate and address issues affecting the disable in the society demands programs that meet their needs. In this case, the social security disability insurance was formulated to cover for any eventualities. The program seeks to provide benefits to workers who have been impaired or are significantly ill and can no longer be productive. This program also joins efforts with the social security program that deals with retirement benefits for the senior aged group. The intention of the program is to offer benefits to the disable workers, which will assist them cover for their personal needs and those of dependent family members. For these reasons, disable individuals will not suffer from their health conditions since they can still enjoy financial independence (Tomkiel, 2004). At the same time, they will be recognized for the contributions they made when they were able. This boosts their morale to give back to their dependants that lead to the financial growth and stability of a society.

Individuals who worked in organizations covered by social security are eligible for the benefits. In addition, they must pass the social security test of disability. The test should confirm that the individual is unable to engage in any substantial profitable work resulting from physical or mental impairments. As such, the condition should also be anticipated to last for a period of more than a year or result in death. Meanwhile, both workers and employers finance the program. The group attaches the social security taxes payable to this program. With the growing standards of living, the amounts payable to the program are continuously reviewed in order to meet the needs of the disable adequately (Morton, 2003).

For the program to be effective and transparent, multiple expertises are involved. As such, the program operates as an insurance company that seeks the expertise of medical officers, insurers and actuaries (Young, 2010). Through the combined efforts of the individuals, it is possible to determine the ideal means of financing the program. At the same time, it is possible to assess the individuals eligible for the service from which they are compensated. Based on their efforts, it is considered that the program has been successful due to efficient administration laid down by the government.

Social security disability insurance is considered a socioeconomic development. One of the main reasons is that the program seeks to sustain the needs of disabled workers. At the same time, it does not subject the dependants of the disable worker to suffering since they can finance their essential needs. Consequently, it improves their social status enhancing equity and care in the society. Although the program is considered selective, it is universal for those individuals who are eligible for the benefits. In essence, the program only provided benefits to those who pass the social disability test but the benefits are universal for the eligible individuals (Morton, 2003). The benefits offered to the affected individuals are in monetary form, which assist them cover for their basic needs. This program is regarded as public since individuals who worked in jobs recognized by social security are eligible for the funds if deemed eligible. On the other hand, the program is a central program controlled by the federal government. For this reason, the program has multiple branches in the country to address the needs of the people. This reduces biasness that consequentially improves the nature of services offered. On the side of management, the program is a professional organization that considers rules, policies and procedures. For this reason, their services are transparent and require accountability among the involved members. This has boosted their standards of services making it one of the successful programs in social benefits.